Recurring Investing: Work Backward From Your Goal

Flip the question from “how much can I save?” to “how much do I need, and how much must I contribute monthly to get there?” — and the plan gets concrete.

Backward from the goal

Set a target amount, a period, and an expected return, and the required monthly contribution follows. Assume 7% a year toward 100M in 10 years, and it tells you the monthly amount right away.

The power of recurring investing

Contributing a fixed amount every month buys more when prices are low and less when high, so your average cost is managed naturally. Add compounding and the later-stage growth steepens.

Run the numbers

Enter your target and period to find the required monthly contribution, then check the final amount with the compound-interest calculator too.